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College costs continue to rise. Planning ahead helps you and your family prepare for this major investment. This calculator estimates total education costs including tuition inflation.

College Cost Calculator

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Results

Total Estimated Cost

$160,000.00

With Inflation

$172,405.00

Funding Gap

$162,405.00

Monthly Savings Needed

281 yr 11.4375 mo

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How It Works

We project annual costs forward using an inflation rate, then sum all years to get the total cost. Subtract any savings or financial aid to see the funding gap.

Formula

Year N Cost = Base Cost × (1 + Inflation)^N; Total = Sum of all years; Gap = Total - Savings - Aid

Assumptions

  • Costs increase at a fixed annual rate
  • Financial aid amount is constant
  • Current savings earn interest
  • 4-year program by default
College costs are estimates. Actual costs vary by institution, program, and financial aid package.

Frequently Asked Questions

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