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Whether saving for a vacation, emergency fund, or major purchase, this calculator tells you exactly how much to save each month to reach your target on time.

Savings Goal Calculator

$
$
%
months

Results

Monthly Savings Needed

55 yr 2.076825820302247 mo

Total Contributions

$44,724.61

Interest Earned

$5,275.39

Months to Goal

5 years

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How It Works

We calculate the monthly deposit needed to grow your current savings to your goal amount, factoring in compound interest on your savings.

Formula

PMT = (Goal - PV × (1+r)^n) × r / ((1+r)^n - 1)

Assumptions

  • Fixed savings rate
  • Regular monthly deposits
  • Interest compounds monthly
  • No withdrawals
This calculator provides estimates for informational purposes only and does not constitute financial, tax, or legal advice. Consult a licensed professional before making financial decisions.

Frequently Asked Questions

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