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A clear budget is the foundation of financial health. This calculator helps you see where your money goes, calculates your savings rate, and provides actionable recommendations.

Budget Calculator

$

Results

Total Income

$5,000.00

Total Expenses

3,250

Net Income

$1,750.00

Savings Rate

35.00%

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How It Works

Enter your monthly income and expenses by category. The calculator computes your net income, savings rate, and shows a visual breakdown of spending.

Formula

Net Income = Total Income - Total Expenses; Savings Rate = Net Income / Total Income × 100%

Assumptions

  • Monthly income and expenses
  • All amounts in after-tax dollars
  • Savings rate based on gross income
This calculator provides estimates for informational purposes only and does not constitute financial, tax, or legal advice. Consult a licensed professional before making financial decisions.

Frequently Asked Questions

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